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Self-Employed / Bank Statement Program



    • Cash-Out, Debt Consolidation, and new Purchase financing
    • No tax returns required
    • Must have been self-employed for 2 years or more
    • All credit welcome to apply
    • Rate and term refinances up to 90% LTV
    • Only 4 years seasoning for prior foreclosure, short sale, bankruptcy, or deed-in-lieu of foreclosure
    • Loans up to 3 Million
    • 30 and 40 year fixed rate loans available
    • We have 3, 12, or 24 month bank statement programs (we can use business or personally bank statements). It doesn’t matter what your balance is at the end of the month, we only use the deposits for income qualification
    • Must own at least 25% of the business
    • We have products for owner occupied homes, 2nd homes, and non-owner occupied homes (1-4 units)
    • Non-warrantable condo’s are okay.

    Created for self-employed borrowers to purchase or refinance, since tax returns are not required.

    Call or e-mail Garret today to find out more information, and have a personalized loan scenario prepared for you:

    (952) 471-1100 office / (952) 847-0844 Cell

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